Hawaii city profile

What Is It Like to Live in Pearl City?

What it costs to live in Pearl City, and how it compares with other Hawaii cities, in plain numbers.

Value score

57

9th best value in Hawaii

How much you get for what you pay, versus other Hawaii cities.

Overall livability

48

12th overall in Hawaii

Cost, safety, schools, jobs and quality of life combined.

Pearl City is home to about 45,941 people. A typical home runs $728,500 and a household earns around $108,800, a price-to-income ratio of 6.7. Among Hawaii's largest cities, it ranks 9th for value and 12th overall. For context, the typical Pearl City home is about 12% below the statewide median of $824,000 and local household income is about 10% above the statewide median of $98,600.

Pearl City at a glance

Median home price

$728,500

8th in HI of 18

Median rent

$2,119/mo

Median household income

$108,800

Home price to income

6.7x

Unemployment

3.0%

2nd in HI of 18

School rating

10/10

10th in HI of 18

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More Hawaii cities: East Honolulu, Ewa Gentry, Hilo, Kahului, Kailua CDP, Kaneohe, Mililani Town, Urban Honolulu, Waipahu

Sources: Home prices and rent from Zillow; income, unemployment and commute from the U.S. Census; school ratings from state education data; crime from the FBI. City rankings are within Hawaii only. Updated 2026.