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Estimates only, based on state average costs. Not financial advice.

How this cost of living calculator works

Every state has a BLISS Score, our cost of living multiplier where 1.00 is the national baseline. The calculator divides the destination state's score by your state's score and multiplies by your income. The answer is the salary that buys the same lifestyle after the move.

The scores are built from real price data: housing from Zillow, spending shares from the Bureau of Labor Statistics, taxes from the Tax Foundation, energy from the EIA, healthcare from KFF, and childcare from EPI. Housing carries the most weight because it is the biggest slice of most budgets.

Read the full BLISS methodology for every source and weight.

Common questions

Is this cost of living calculator free?

Yes. Enter your state, your income, and where you are thinking of moving. You get the equivalent salary instantly, with no sign up and nothing saved.

What does the result actually mean?

It is the income you would need in the destination state to keep the lifestyle your current income buys at home. Same housing tier, same daily spending pattern, adjusted for each state's costs.

Where does the data come from?

Each state's BLISS Score is built from government and industry sources: BLS spending shares, Census incomes, Zillow home values, MERIC cost indexes, Tax Foundation tax data, EIA energy prices, KFF healthcare costs, and EPI childcare costs. The methodology page lists every source.

Does it include taxes?

Yes, state tax structure is part of each BLISS Score. For your exact paycheck after federal and state taxes, use the take-home pay links under your result.

Is this what employers will pay me if I move?

No. It shows what you would need, not what you would be offered. Salaries for the same job differ by market. Use it to judge whether an offer keeps you whole, not to predict the offer.

Why is the number so much higher in California or Hawaii?

Housing does most of it. Home prices and rents in the most expensive states run two to three times the national average, and housing is the biggest slice of household spending.

Does it work for cities?

The calculator uses state averages. A big metro usually costs more than its state average and a rural area less. For the 50 largest metros, our salary needed pages add city detail.

How often is the data updated?

Annually, with the yearly BLISS refresh. Each update re-pulls housing, tax, energy, healthcare, and childcare data so the scores reflect current prices.

What is a BLISS Score?

It is Best Life Index's cost of living multiplier. The national baseline is 1.00. A state at 0.80 costs about 20% less than baseline and a state at 1.50 costs about 50% more.

Which states stretch a salary the furthest?

Missouri, Oklahoma, Arkansas, Alabama, and Mississippi lead on affordability. Whether they fit your life is a different question, which is what the Best Life Rank measures.

Sources: U.S. BLS Consumer Expenditure Survey 2024 for spending shares; Census ACS 2024 for median household income; Zillow ZHVI Feb 2026 for home prices; MERIC C2ER 2025 for cost of living index; Tax Foundation 2026 for state tax structure; EIA for electricity and gas; Bankrate 2026 for insurance; KFF 2026 for healthcare; EPI for childcare. BLISS Score computed per the v1.3 algorithm specification.