Florida vs South Carolina

Cost of living, taxes, and quality of life compared for 2026, with a verdict.

Florida vs South Carolina comes down to what you value. South Carolina is the more affordable of the two, its cost of living runs about 11% lower than Florida, so the same paycheck stretches further. South Carolina ranks higher overall on our Best Life Rank (#20 vs #22), balancing cost against quality of life. Florida is strongest on economy and weakest on climate; South Carolina is strongest on climate and weakest on healthcare.

Side-by-side comparison

MetricFloridaSouth Carolina
BLISS score (cost)0.98
2% below average
0.88
12% below average
Best Life Rank#22#20
Cost of living#27#13
Climate#39#5
Healthcare#35#40
Schools#16#40
Safety#22#38
Economy#4#15
Air quality#14#32

Ranks are out of 50 states (#1 = best). BLISS score is a cost-of-living multiplier where 1.00 = the U.S. average; lower is cheaper. Green = the better of the two.

What salary you'd need

To live the way $100,000 does in Florida, you'd need about $89,500 in South Carolina.

To live the way $100,000 does in South Carolina, you'd need about $112,000 in Florida.

Based on each state's BLISS cost score. See your real after-tax paycheck in each state below.

What you'd actually take home

On $80,000 a year, your estimated take-home pay is about $65,110 in Florida and $61,467 in South Carolina after federal tax, FICA, and state income tax.

Calculate your exact number with the Florida paycheck calculator or the South Carolina paycheck calculator.

Simplified 2026 estimate for a single filer taking the standard deduction, before local taxes, benefits, and credits.

See your real Florida take-home pay

Enter your salary and get your actual paycheck after Florida taxes.

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See your real South Carolina take-home pay

Enter your salary and get your actual paycheck after South Carolina taxes.

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Frequently asked questions

Is Florida or South Carolina cheaper?

South Carolina is cheaper. Its cost of living is about 11% lower, reflected in a BLISS score of 0.88 versus 0.98. A lower BLISS score means your paycheck goes further.

Is Florida or South Carolina a better place to live?

On our Best Life Rank, which balances cost against climate, healthcare, schools, safety, economy and air quality, South Carolina ranks higher (#20 vs #22). But 'better' depends on your priorities, Florida leads on economy while South Carolina leads on climate.

How much salary do you need in Florida vs South Carolina?

Because of the cost-of-living difference, $100,000 in Florida is roughly equivalent to $89,500 in South Carolina for the same lifestyle. See each state's real after-tax take-home pay with our paycheck guides linked above.